Retirement Planning and Advice
Your Central Coast Investment Advisors
As you plan for life after work, you may want more control over your retirement investment strategy. We can help. At More Than Number, you’ll be supported by a team of investment specialists – including your own investment advisor.
Plan Your Retirement Strategy
Financial planning is central to the wealth creation process and our strategic alliance with a leading financial planning group means we
can service your needs.
Financial planning involves formulating a strategy tailored specifically to your financial needs and takes into account your current financial resources, age, lifestyle, investment experience, risk profile and investment time horizon. It is a journey and in the early years when borrowings are high, spending must be carefully planned. In the accumulation years we see debt levels diminish and savings capacity increase. Finally, in the retirement years you reap the dividends from the careful planning in the previous phases.
Pension strategies and maximising social security
The need for quality financial advice has never been greater. Evolving financial markets means more investment alternatives and greater complexity. You need an experienced financial planner that offers quality advice and service to secure and build your financial future. Our financial planners offer you this service and we always try to achieve the most tax effective solution for you.
The financial planning for retirement process involves a series of meetings and discussions where the financial planners take you carefully through each step of the process:
- Initial Meeting
- Fact Finding (Information Gathering)
- Preparation of a Financial Plan (Statement of Advice)
- Meeting to Discuss the Financial Plan
- Plan Implementation
Aged Care Financial Advice
It’s important to plan ahead for your finances. Here are some places to go when you need help and guidance on money matters, or if you need
some aged care financial advice.
Greg and Melanie are specialist advisers. They are here to help you manage assets, expenses and estates to ensure your wealth is safe and secure. Once we’ve helped establish your true financial position, we’ll determine what your aged care options are, and explain them to you in a clear and understandable way.
Financial Planning for your Parents moving to an Aged Care Facility
More Than Numbers team can guide you through tall the challenges, steps and hurdles relating to the financial aspects of placing your parents into an aged care facility.
Commitment to your financial security goes well beyond the initial financial plan. It is important not to ‘set and forget’ so as your needs and circumstances change, they adjust the original strategic recommendations to accommodate the changes in your life. In consultation with you, they will regularly review the performance of your investments and make recommendations based on current trends, changes in laws and your personal circumstances. The frequency of the periodic reviews will be agreed with you depending on your particular needs.
Complete Planning for Retirement
- transition-to-retirement strategies
- tax and contribution strategies
- superannuation and SMSFs
- SMSF succession planning
- estate planning.
- optimising retirement position
- pension balance transfer cap management
- account based pension strategies
- intergenerational wealth transfer strategies.
Contact our Erina Central Coast Team today.
Contact Greg or Melanie today to discuss your financial planning needs and we also invite you to book a FREE,
one hour introductory consultation to discuss your retirement strategy, investing for your retirement, estate planning
needs. You can expect financial advice and retirement planning for
- over 55s
- how to do a budget
- retirement income planning
- reverse mortgages
To book a time, call us today on (02) 4389 7500 or complete your details in the box at the top of this page.
Or visit our Erina accounting offices today.